Life Assurance
Life Assurance can be arranged to provide protection for a number of situations, such as protecting your mortgage and loans, your family’s income and inheritance tax planning.
Term Assurance
Term Assurance is designed to provide a chosen level of protection over a period of time. The cover can be set up on a level basis in order to give a consistent amount of protection for an individual or their family for a certain period. It could be on a decreasing basis to protect the reducing balance of a repayment mortgage. It can also be set up to provide an income for a family should anything happen to a partner.
Whole Life Assurance
Whole life assurance can be set up for the remainder of your life. It can be used in conjunction with trusts to protect against Inheritance Tax.
Over the last few years the cost of life assurance has actually reduced. It could well be worth reviewing any existing plans you have if they have been in force for a number of years. You never know, you may be able to reduce your monthly outgoings.
Many people either have no life assurance or the cover they have is inadequate. We would be happy to discuss your options with you, click on the link below to take you to our contact page.
Please contact me about Life Assurance. |