For all new clients we charge £100.00 for an initial meeting to gather the information we deem necessary to make a suitable recommendation. This is payable at the end of the initial meeting.
For all new investments and pensions (including top-ups to existing plans) we will make a charge to arrange these for you. This charge will be agreed with you beforehand. You may be able to use your funds within your plan to pay our fees.
Following the FSA's Retail Distribution Review implemented on 31/12/2012 certain products and transactions can still be arranged that pay us a commission. These are generally life assurance, income protection, medical insurance and mortgages where there is no investment element.
We will not charge you anything until you have agreed how we are to be paid. We will tell you if you have to pay VAT. Please contact us for a full schedule of fees.